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From the category archives: Home Ownership

What Matters to Home Buyers

Painting Tips When Selling Your Home

Home Smart Home

What Sells?

Beyond Curb Appeal

What the Remodel Reveals

Benefits For Nations Heroes

Ways for Two or More Individuals to Hold Title Together

Stewart Title San Diego has provided this useful breakdown of how more than two individuals to hold title together. Note that the information concerning ownership vesting is for informational purposes only. Contact an attorney or CPA if you desire advice regarding a specific manner of holding title to property. Tenancy in Common Joint Tenancy Community Property Community Property With Right of Survivorship Parties Any number of persons  (including married or registered domestic partners). Any number of persons (including married or registered  domestic partners). Only married couples or registered domestic partners have community property rights. Only married couples or registered domestic partners. ...

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How To Inspect and Maintain Your Roof

  First of all, it is always prudent to rely on a professional inspector or contractor in these matters. Many roofing contractors will inspect your roof for free. Should you want to start doing it yourself: Pitched roofs should be inspected at least once every two years. To check the condition of an asphalt-shingle roof, go to the sunniest side and bend the corner of a few shingles. If they’re brittle and crack, a new roof might be in order. Other tell-tale signs an asphalt roof is beyond its prime: curled tiles and bare spots where the shiny ceramic mineral granules are missing. Flat roofs should be inspected annually. Keep an eye out for ponding, or standing water in the form of puddles after a rain, or dry pockets filled with residual debris. Such areas may need to be built up to assure water properly drains to the downspouts. If ...

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What Are Real Estate Deeds?

What is a deed?  What type of deed -- grant, quitclaim, warranty -- should I use? A deed is the document that transfers ownership of real estate. It contains the names of the old and new owners and a legal description of the property, and is signed by the person transferring the property. You can't transfer real estate without having something in writing, which is almost always a deed. Here's a brief rundown of the most common types of deeds: A quitclaim deed transfers whatever ownership interest a person has in a property. It makes no guarantees about the extent of the person's interest. Quitclaim deeds are commonly used by divorcing couples; one spouse signs all his or her rights in the couple's real estate over to the other. This can be especially useful if it isn't clear how much of an interest, if any, one spouse has in property that's held in the other's name. (However, a quitclaim deed doesn't relieve the individual transferring ownership from the mortgage, if there is one.) Quitclaim dee ...

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