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From the monthly archives: August, 2014

We are pleased to present below all posts archived in 'August, 2014'. If you still can't find what you are looking for, try using the search box.

How Are New Homeowners Prioritizing Home Improvements?

Home Improvements for New Home Owners

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Social Benefits of Home ownership

Benefits of Home Ownership

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How Important is it To Buy a Home In a "Walkable" Neighborhood?

Walkscores are  Real

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Why Does It Pay To Use A Realtor?

ItPaysToUseRealtor

Benefits of an Assumable FHA Loan

From one of our preferred lenders Prospect Mortgage An often overlooked benefit of Federal Housing Administration (FHA) loans is that they’re assumable, meaning the buyer can take over the seller’s home loan, and, more importantly, the loan terms.* This is particularly important given the current historically low interest rate environment and that rates may rise over the years to come. An assumable loan provides the buyer with a seller’s advantage because lower interest rates dramatically affect affordability when it comes to purchasing a home. To determine how valuable an assumable FHA loan could be, we can look at the following scenario: On a $200,000 mortgage, if interest rates increase from 4.5% to 5.5%, the cost of the mortgage payment increases $123 a month. If interest rates increase from 4.5% to 6.5%, the cost of the mortgage increases $251 a month. In another scenario, assume the buyer purchases a home today with a $300,000 FHA loan at 4.5%. The principle and inte ...

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To Renovate or Not To Renovate Your Bathroom

Renovate Your Bathroom

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No Project Left Undone

What Do I Need To Do While I am in Escrow as a Buyer?

What Am I  Supposed to be Doing?

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The Water Crisis.. Where Are We Wasting?

WaterCrisis

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