Seller is offering a rate buy down so you can have your home and the rate you want where space meets resort-style living in the village of montecito, otay ranch's most desirable master-planned community. This spacious home offers modern updates and unmatched amenities—including pools, pickleball courts, tennis courts, parks, and more just a short walk away. Inside, you'll find a spacious open-concept kitchen, perfect for entertaining, along with generously sized bedrooms and versatile layout options. The third floor functions as a private loft
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